Whether you write a few checks per month or are a business owner who needs hundreds of checks, make sure to compare prices between major online sellers.
Saving money is really the key benefit of ordering checks online versus just going directly through your bank. It's important to find one that fits your needs, whether you want checks with licensed designs of your favorite characters, pop culture icons, or sports teams. The best vendors offer checks with a variety of styles and designs, security features, and options for personal and business customers. What to Look for in Places to Order Checks Online Variety If you’re looking for more unique check designs, it’s tough to beat Walmart Checks (view at Walmart Checks), which offers a great deal on custom-designed checks. Checks In The Mail (view at Checks In The Mail) is a reliable choice, with ample check designs, a low minimum order requirement, and competitive pricing. When ordering checks without going through your actual bank, you should choose a company that’s reputable and affordable. Prices start at $29.03 for 200 single checks for Gold Star/Business Members. Gold Star/Business Members can get 500 high-security laser draft checks for $127.97.Ĭostco also has a personal check option with counterfeit-proof security features, including a hologram foil bar and a heat reactive ink circle. Each check includes visible and invisible fluorescent fibers, heat-sensitive ink, holograms, and watermarks. And, if you’re an Executive Member, you’ll save an additional 20% on your order.Įven more, Costco’s High Security Business Checks have 25 security features-which is more than what other companies offer.
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While you can find lower prices elsewhere, the company's wide selection, commitment to security, and free delivery are big bonuses.
Of course, as is usually the case with Costco, you’ll have to buy in bulk as the smallest order option is 200 checks. For example, if you are using the check to pay for something at your child's school, you could write your child's name and grade in the memo line.Through a partnership with Harland Clarke Check Printing, Costco Checks provides a nice selection of options. It can also indicate that the recipient should apply the money to what you owe and not some other item. At the lower left is a line where you can, if you choose, note what the check is for, or write in your account number for, say, the utility company you're paying with that check. Double-check to make sure you have written out your signature before you hand over or mail the check. Your signature is mandatory-the recipient will not be able to cash the check without it. Sign your name on the line at the bottom right corner of the check. Cents, however, should be written in fraction form and write small to ensure the entire amount can be written out as this is the legally recognized amount on the check you write out. The dollar amount should also be written in expanded word form on the blank line below the recipient's name. Make sure to write the amount as close to the left-hand side of the check as possible to avoid anyone filling in a new amount. In the box to the right of the recipient's name, fill in the amount in dollars and cents using numbers.
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For an individual, be sure to include the first and last name, and for an organization or business, use its full name. Write the recipient's name on the blank line after the phrase "Pay to the Order Of." This can be an individual, an organization, or a business-whomever the check is going to. This is extremely important as this lets the bank know when you wrote the check, and it shows if the check is postdated, meaning it should be cashed on or after the date on the check. The month/day/year format is standard for the United States. Fill in the date on the blank line at the top right corner of the check. Image by Sabrina Jiang © Investopedia 2021
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